Calculate your estimated 2026 Dutch monthly allowances (Toeslagen) including health insurance, rent, child support, and childcare subsidies.
Note: This tool calculates state-funded monthly allowances (Zorgtoeslag, Huurtoeslag, Kindgebonden Budget, Kinderopvangtoeslag) from the Dutch Tax Office. It does not cover ISDE home insulation, heat pump, or solar energy grants.
Zorgtoeslag income limit € 40.857
Rent allowance asset cap € 38.479 · healthcare cap € 146.011
Only rent up to € 932,93 per month counts
Required for zorgtoeslag
Turn on to check child-related allowances
Determines which local low-income city pass is checked.
Total monthly government benefits
€ 24/ month
Yearly total
€ 283
Estimated net household income
€ 2.280/ mo
| Healthcare allowanceZorgtoeslag — Tapers as income rises | € 24 / mo |
| Rent allowanceHuurtoeslag — Household income above the limit | Not eligible |
| Child allowancesKindgebonden budget & kinderopvangtoeslag | N/A (No eligible children specified) |
| Total monthly toeslagen | € 24 / mo |
Municipal perks — Stadspas Amsterdam
Your estimated net household income of € 2.280/mo is above the 120% social-minimum threshold of € 1.980/mo, so a city pass is unlikely.
| Allowance | Single | Fiscal partners | How it phases out |
|---|---|---|---|
| Zorgtoeslag (health care) | ~€ 40.857 | ~€ 51.142 | Hard income cap — the allowance stops entirely above the limit. |
| Huurtoeslag (rent) | ~€ 24.000+ | ~€ 31.000+ | Gradual phase-out based on rent height and income; no hard rent cap in 2026, tapering typically starts between € 24.000 and € 47.000 depending on the household. |
| Kindgebonden budget (child) | ~€ 29.500+ | ~€ 38.500+ | Phase-out at 6.9% of income above the start point; runs out anywhere from ~€50,000 to ~€90,000 depending on the number of children. |
| Kinderopvangtoeslag (childcare) | No hard cap | No hard cap | Reimbursement scales from 96% down to 33.3% as combined income rises; hourly rate capped at € 11,23. |
Toeslagen are paid monthly in advance by the Belastingdienst and reconciled after the tax year. Report income changes during the year to avoid repayment demands.
Earning €1,000 more gross can cost you more than it gains: huurtoeslag and zorgtoeslag taper away simultaneously, so the effective marginal rate on that extra income can exceed 70–80%.
Crossing a hard income cap removes an allowance entirely for the whole year — always model a raise or bonus before accepting it.
Asset limits are measured strictly on 1 January at 00:00 — a single snapshot of savings, stocks and crypto across all your accounts worldwide.
Being €1 over the cap on that date cancels the allowance for the entire year, even if your balance drops in February.
Allowances are tested on your toetsingsinkomen — taxable income, not gross salary. Pre-tax pension contributions and the 30%/27% expat ruling both reduce it.
Lowering taxable income by a few thousand euro can move you back under a threshold and unlock hundreds of euro of toeslagen per year.
Indicative 2026 estimates based on published Belastingdienst and SVB parameters. Your actual entitlement is determined by Mijn Toeslagen after assessment.
Apply for all toeslagen through Mijn Toeslagen with DigiD; kinderbijslag is claimed separately at the SVB.