Tax
Dutch Income Tax Calculator
Gross to net salary with the 30%/27% expat ruling, tax credits and holiday allowance.
CalculateUnderstand Your Expat Finances in the Netherlands
Free interactive calculators and practical guides for internationals living and working in the Netherlands.
Free to use No registration Updated for 2026
New: Expat Finance PlannerA 4-step checklist that builds your personal tool stack — arrival, employment, wealth and housing.Start planningNew: Prinsjesdag 2026 GuideWhat Netherlands tax changes could mean for expats in 2027 — income tax, the 30% ruling, Box 3, Toeslagen and childcare.Read the guide
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Tax
30% Ruling Benefit & Expiry Calculator
See your monthly ruling benefit, the 2027 switch to 27% and your estimated net salary change when the ruling ends.
CalculateHousing
Dutch Mortgage Eligibility Calculator
How much you can borrow with Nibud standards, energy label bonus, DUO debt, NHG and kosten koper.
CalculateHousing
Dutch Mortgage Payment Calculator
Estimated monthly payment, total interest and an annuity vs linear comparison.
CalculateHousing
Renting vs. Buying Comparison
Compare sunk rent against mortgage interest, kosten koper, maintenance and equity built.
CalculateWealth
Box 3 Wealth Tax Calculator
Wealth tax on savings, investments and crypto with allowances for singles and fiscal partners.
CalculateWealth
Social Allowances (Toeslagen) & Benefits
Zorgtoeslag, huurtoeslag, childcare allowance, child budget and city pass eligibility.
CalculateCareer
Dutch Pension & FIRE Calculator
Project AOW, employer pension and your Box 3 portfolio to find your FIRE number and bridge.
CalculateCareer
ZZP / Freelance Net Income Calculator
Freelance revenue to net monthly income with zelfstandigenaftrek, MKB exemption and Zvw.
CalculatePopular Expat Financial Guides
Essential step-by-step guides for moving to, living, and working in the Netherlands.
Moving to the Netherlands: Financial Checklist for the First Months
BSN registration, bank account setup, health insurance, and tax registration — everything you need in your first 90 days.
Read guideStarting a New Job: Salary, Tax, 30% Ruling & Benefits Explained
Understand your payslip, the 30% ruling benefit, tax credits, holiday allowance, and how to claim toeslagen.
Read guideBuying a Home in NL: Mortgages, Borrowing Capacity & Purchasing Costs
NHG, kosten koper, energy label bonuses, and how much you can actually borrow as an expat.
Read guideLooking for Financial Products?
Compare top expat-friendly accounts and services available in the Netherlands.
Bank Accounts
Dutch IBANs, English apps, and BSN-friendly signup.
CompareHigh-Yield Savings
Best interest rates with deposit guarantee coverage.
CompareETF Brokers
Low-cost index investing with Box 3 reporting.
CompareAlternative Investing
Real estate crowdfunding, P2P lending, and private credit.
CompareCredit Cards
Best options for expats, travel and international spending.
CompareMoney Transfers
Compare ways to send money abroad and reduce FX costs.
CompareExplore related guides
100% Independent Transparent Calculations Based on Official Belastingdienst Data Updated Sept 2026